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P2P校园贷款个人违约风险因素指标探析
P2P校园贷款 金融数据挖掘技术 Adaboost算法 校园贷风险管理
2018/5/9
基于美国Lending Club网贷平台，通过探究P2P校园网络贷款真实数据，运用数据挖掘Adaboost算法识别借款人违约风险重要因素指标。结果显示：除借款利率外，社会信用、社会关系资本和还款行为都是影响借款违约风险的重要指标。在此基础上，提出了校园贷款家校知情、社会信用信息共享、加强大学生信用意识培养等降低校园贷款个人违约风险的建议，以期减少校园贷款借款人违约风险。
QoS adaptive data organizing and delivery framework for P2P media streaming
P2P media streaming data organization data delivery QoS
2010/12/17
This paper presents a novel data organizing and delivery framework for P2P media streaming which is aware of media content. In this framework,the media data is partitioned GOP by GOP, and reorganized ...
A DRM architecture for manageable P2P based IPTV system
DRM architecture manageable P2P IPTV system
2010/12/17
With the improvement of network bandwidth, multimedia services based on streaming live media have gained much attention recently, among which IPTV has become a hot topic. After emergence of Peer-to-Pe...