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Who Knows What About Their Pensions?Financial Literacy in the Chilean Individual Account System
Chilean pension system Incentives Benefits Social Protection Survey Financial literacy Pension life cycle Multivariate regression
2016/3/18
This paper examines the question of what affiliates of the Chilean pension system know about their pension system, and whether they respond to incentives to learn more about their benefits depending o...
Personal Attributes and the Financial Well-Being of Older Adults:The Effects of Control Beliefs
Baby boom Work Health Finances HRS LBQ
2016/3/18
As the baby-boom population ages, adults are expected to take greater responsibility and control of their financial situation, but often are not equipped to assume that responsibility. This lack of co...
Financial Literacy,Schooling,and Wealth Accumulation
Chile Educational attainment Financial literacy Health and Retirement Study Household wealth accumulation Instrument variable estimates Microeconomics Ordinary least squares Pensions Personality PRIDIT Savings Schooling Self-esteem Social Protection Survey Wealth
2016/3/18
Financial literacy and schooling attainment have been linked to household wealth accumulation. Yet prior findings may be biased due to noisy measures of financial literacy and schooling, as well as un...
Low fertility, human capital, and economic growth: The importance of financial education and job retraining
financial literacy human capital on the job training post retirement work
2014/11/25
Background: International research has shown that workers have a rather low level of financial literacy. Financial literacy is associated with lifetime planning and saving for retirement. This article...
Comparative Study of the Financial Independence, Self-Confidence and Decision-Making Power, Awareness of the Social Resources and Mental Health in the Women Members of SHG and Non-Member of SHG
Financial Independence Self-Confidence Decision-Making Power Social Resources Mental Health
2013/1/31
The main objective of the present paper was the evaluation of the program of the self help groups in the Kurdistan, Kermanshah, Hamadan and Western Azerbaijan in Iran. The Casual-comparative research ...
Comparative Study of the Financial Independence, Self-Confidence and Decision-Making Power, Awareness of the Social Resources and Mental Health in the Women Members of SHG and Non-Member of SHG
Financial Independence Self-Confidence Decision-Making Power
2013/9/5
The main objective of the present paper was the evaluation of the program of the self help groups in the Kurdistan, Kermanshah, Hamadan and Western Azerbaijan in Iran. The Casual-comparative research ...
Entrepreneurship: Cause or Consequence of Financial Optimism?
financial optimism expectations self-employment
2012/10/22
Extant evidence that the self-employed overestimate their returns by more than employees do is consistent with two mutually inclusive possibilities. Self-employment may generate optimism or optimists ...
In-State Tuition for Undocumented Immigrants and its Impact on College Enrollment, Tuition Costs, Student Financial Aid, and Indebtedness
immigration college tuition DREAM Act
2012/10/22
The 1996 Immigration Reform and Responsibility Act barred states from giving unlawful residents postsecondary education benefits that states do not offer to U.S. citizens. In contrast to this federal ...
State Merit-based Financial Aid Programs and College Attainment
merit aid HOPE college attainment degree completion higher education
2012/10/22
We examine the effects of recently adopted state merit-based financial aid programs on college attendance and degree completion. Our primary analysis uses microdata from the 2000 Census and 2001-2010 ...
Removing Financial Barriers to Organ and Bone Marrow Donation: The Effect of Leave and Tax Legislation in the U.S.
incentives altruism organ donation bone marrow donation
2012/10/22
In an attempt to alleviate the shortfall in organs and bone marrow available for transplants, many U.S. states passed legislation providing leave to organ and bone marrow donors and/or tax benefits fo...
The Labor Market Consequences of Adverse Financial Shocks
financial shocks matching Okun’s elasticities
2012/10/22
The recent financial crises, alongside a dramatic rise in unemployment on both sides of the Atlantic, suggest that financial shocks do translate into the labor markets. In this paper we first document...
How Financial Incentives Induce Disability Insurance Recipients to Return to Work
disability insurance financial incentives labor supply regression discontinuity design
2012/10/23
Disability Insurance (DI) programs have long been criticized by economists for apparent work disincentives. Some countries have recently modified their programs such that DI recipients are allowed to ...
IPPF’s total income from governments, foundations and other sources rose by US$17.1 million between 2011 and 2012, an increase of 13%.IPPF workstowards a world where women, men and young people everyw...
It's the Opportunity Cost, Stupid! How Self-Employment Responds to Financial Incentives of Return, Risk and Skew
entrepreneurship self-employment wage-employment income distribution income risk income skew income variance occupational choice labor market entry labor market segments opportunity cost
2012/10/19
There is no robust empirical support for the effect of financial incentives on the decision to work in self-employment rather than as a wage earner. In the literature, this is seen as a puzzle. We off...
Impact of the 2008-2009 Food, Fuel, and Financial Crisis on the Philippine Labor Market
crises Philippines women labor market
2012/10/18
This study examines how the 2008-2009 surges in international food and fuel prices and coinciding global financial crisis impacted the Philippine labor market, with a focus on gendered outcomes. A bat...